The Parliament adopted at its meeting today amendments in the Consumer Credit Act. They provide that the banks cannot unilaterally change the methodology for calculating the interest rate after entry into the credit agreement.
The MPs agreed that creditors must publish on their website the current rate of the reference interest rates used by them and the methodology for determining the reference interest rate. The creditor is also obliged to maintain on its website data on the value of any reference interest rates, which it has identified.